Bed & Breakfast Insurance

When you offer hospitality year round to the public as a bed and breakfast innkeeper, you face unique liability and property risks.

You may offer recreational activities to attract guests and this can pose additional risks.

Although no two bed and breakfast operations are the same, we can tailor a policy that can meet the specific needs of your business.

Some recreational activities are automatically included, while others will be reviewed on a case-by-case basis.

We offer a bed and breakfast insurance program that provides the comprehensive coverage you need at an affordable price.

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops.

Just click to get started…

To receive your quote:

  • Complete the questions
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received it.

If you need Liquor Liability coverage, please complete the following.

Note: Liquor Liability is not available unless we provide General Liability.


Phone or email Kevin Morency if you have any questions.

By taking the time to discuss your needs, he can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

Specialty Insurance for Bed & Breakfast Operations

Property & Casualty Coverage

  • Property Coverage
  • General Liability
  • Personal Liability
  • Products Liability for Food Served
  • Premises Medical for Business Guests
  • Guest Use of Recreational Equipment
  • Equipment
  • Crime
  • Liquor Liability
  • Commercial Umbrella
  • Commercial Auto
  • Workman’s Compensation
  • Loss of Income/Business Interruption

Affordable Insurance Coverage

Many of our specialty business insurance coverages offer convenient, no interest payment options with flexible payment terms.

So it’s easier to manage your bottom line.

Flexible Payment Terms—Pay as little as monthly

Choose the payment option that fits your budget. Because sometimes a smaller monthly payment is easier on you.

  • Annual
  • Semi-annual
  • Quarterly
  • Down payment plus 9 equal payments (10 payments)
  • Monthly (12 payments)

Convenient, No Interest Payment Options

Pick the method that works best for you…

  • Electronic funds transfer—$1 fee per installment
  • Online or by phone—$7 fee per installment
  • Charge to credit card—$7 fee per installment

Prefer to Manage Only One Bill?

Complete coverage may be available for your business insurance needs in one comprehensive insurance package.

Call or email Kevin Morency today and receive a quick turnaround on your quote.